Realize Your Dream of Home Ownership

Welcome to Geneva Financial, I'm Emmett Dempsey, your Port Saint Lucie home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

Purchase Refinance
Emmett Dempsey

Emmett Dempsey

Mortgage Advisor / Branch Manager
NMLS# 208522 / 42056

(772) 618-5058 Email Me

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Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

5%

0%

0%

$1421

Est. Monthly Payment

Payment Breakdown

Principal & Interest: $1421

Monthly Taxes: $1421

Monthly Insurance: $1421

Monthly HOA: $1421

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FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

3.5%

0%

0%

$1421

Est. Monthly FHA Payment

Payment Breakdown

Principal & Interest: $1421

Monthly Taxes: $1421

Monthly Insurance: $1421

Monthly Mortgage Insurance: $0

Monthly HOA: $1421

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If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

0%

0%

0%

$1421

Estimated Monthly VA Payment

Payment Breakdown

Principal & Interest: $1421

Monthly Taxes: $1421

Monthly Insurance: $1421

Monthly HOA: $1421

Estimated VA Loan Totals

Purchase Price: $1421

VA Funding Fee: $1421

Amount Financed: $1421

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*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
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Contact Emmett Dempsey

Emmett Dempsey

1850 SW Fountainview Blvd, Suite 210
Port Saint Lucie, Florida 34986
(772) 618-5058
NMLS# 208522 / 42056

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