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Welcome to Geneva Financial, I'm Emmett Dempsey, your Port Saint Lucie home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

Purchase Refinance
Emmett Dempsey

Emmett Dempsey

Mortgage Advisor / Branch Manager
NMLS# 208522 / 42056

(772) 618-5058 Email Me

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Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

5%

0%

0%

$1421

Est. Monthly Payment

Payment Breakdown

Principal & Interest: $1421

Monthly Taxes: $1421

Monthly Insurance: $1421

Monthly HOA: $1421

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FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

3.5%

0%

0%

$1421

Est. Monthly FHA Payment

Payment Breakdown

Principal & Interest: $1421

Monthly Taxes: $1421

Monthly Insurance: $1421

Monthly Mortgage Insurance: $0

Monthly HOA: $1421

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If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

0%

0%

0%

$1421

Estimated Monthly VA Payment

Payment Breakdown

Principal & Interest: $1421

Monthly Taxes: $1421

Monthly Insurance: $1421

Monthly HOA: $1421

Estimated VA Loan Totals

Purchase Price: $1421

VA Funding Fee: $1421

Amount Financed: $1421

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*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
Rental Prices Are Rising – Especially In Tourist Destinations Port Saint Lucie November 19, 2018

Rental Prices Are Rising – Especially In Tourist Destinations

It’s no secret that rental prices in Port Saint Lucie may be rising, as they are across the nation. But for residents in hot vacation spots, rent prices are growing even more. In hotspots like Orlando, rents have jumped upwards of 6 percent year over year. Tourist demand is driving up rent According to the recent CoreLogic… Read More
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The 10 Most Profitable Markets for Vacation Homes

A house right on the beach, maybe a cabin in the woods surrounded by the magnificent fall foliage, or perhaps a rustic lodge in the mountains near the ski slopes. Whatever your dream vacation home happens to be, what if it turned into your best investment as well? Not only do many second-home markets have… Read More
Poll Reveals Cities With The Most Annoying Neighbors In America Port Saint Lucie November 5, 2018

Poll Reveals Cities With The Most Annoying Neighbors In America

Understandably, if you’re human, you’re bound to be irritated by things your neighbors do. In a recent poll, ImproveNet set out to identify the cities in America where neighbors bother each other most, and they compiled a laundry list of the most common complaints. ImproveNet surveyed 2,500 adult residents of 24 cities. Their results are… Read More
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Contact Emmett Dempsey

Emmett Dempsey

1850 SW Fountainview Blvd, Suite 210
Port Saint Lucie, Florida 34986
(772) 618-5058
NMLS# 208522 / 42056

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